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Welcome

to CM Loans

Affordable Loans

for Merthyr Tydfil

OUR LOANS

 

We are a home collected loan company that provides short-term loans designed to support everyday needs.

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We offer online loans for convenience, or direct-to-your-home loan services if you prefer a more personal touch.

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First-time loans range from £200 to £500,

 

The loans can be paid back with fixed weekly, fortnightly or month repayments.

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There are no hidden charges or arrangement fees, and you can choose to receive your loan in cash or by bank transfer.

 

We use secure Open Banking technology to help access affordability because as a responsible lender we want to make sure our loans are right for you.

 

All loans are subject to ID checks.

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To apply, you’ll need to:

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  • Be 18 or over

  • Be a UK resident

  • Have a regular income

  • Not have been declared bankrupt, or had a Debt Relief Order (DRO) or Individual Voluntary Arrangement (IVA) in the past 6 years

  • Not be currently receiving debt advice about previous or existing financial commitments

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Representative Example: £200 loan repayable over 25 weeks, at £10.00 per week. Rate of interest 52.15% p.a. fixed; Representative 152.3% APR. Total Amount Payable is £250.

HOW TO APPLY

1. Choose your loan amount and term


Decide how much you'd like to borrow and over what period—whatever suits your needs best.

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2. Complete our online application

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Fill in a few details to get started. It’s quick, secure, and straightforward.

 

3. We’ll be in touch

 

If everything looks good, we’ll contact you to arrange a simple affordability assessment.

 

4. Pick your payment preferences

 

Choose how you’d like to receive your loan—cash or bank transfer—and how you’d prefer to make repayments.

 

5. Get your money

 

Once everything’s confirmed, your funds will be on their way.

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AREAS COVERED

We provide loans to customers across the Merthyr Tydfil area - including postcodes districts CF47 and CF48

ABOUT US

We’re a third-generation, small family-run business offering straightforward loans to customers across

the Merthyr Tydfil area, including postcode districts CF47 and CF48. Since 1960, we’ve built our reputation on trust, transparency, and a friendly approach that puts people first.

As a responsible lender, we’re committed to delivering good outcomes for our customers, in line with the FCA’s Consumer Duty. That means clear communication, fair value, and ongoing support.

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We’re authorised and regulated by the Financial Conduct Authority (Authorisation No. 708352) and proud members of the Consumer Credit Association. Our company registration number is 8317832.

 

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